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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Benjamin T Chang

Benjamin T Chang

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:


As a Mortgage Loan Officer, my goal is to help clients achieve their homeownership dreams through personalized financial guidance and support. With years of experience in both real estate and loan origination, I take pride in providing a seamless experience that integrates both aspects of the transaction. Having worked on both sides, I understand the complexities involved and make it my mission to simplify the process for my clients. Before stepping into the mortgage and real estate world, I spent over seven years as a warehouse general manager, where I led international logistics operations. Managing high-stakes shipping projects from the U.S. to global destinations gave me a sharp eye for detail, a commitment to flawless execution, and an ability to handle complex transactions without error. These skills now serve me well in helping clients navigate the intricacies of mortgages. Whether you're a first-time buyer or an experienced investor, I’m here to offer personalized mortgage solutions tailored to your financial goals. My approach is client-first, ensuring you have all the knowledge and resources you need to make informed decisions with confidence. Let’s work together to secure the best loan options for your future!


Phone: (603) 557-1717

NMLS#: 2211581

License: MA, NH

Spoken Language: English, Mandarin Chinese

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Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

199+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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